Wedding Budget – 8 Easy Household Bills to Cut

Everyone knows paying for a wedding can be very expensive. So many couples are seeking ways to not only save the wedding budget, but also easy ways to save money on household bills. If you, like many of us, are looking for new tips for saving money you’ve come to the right place. We’ve outlined 8 ways to save money, which will ultimately help you add that extra coinage to your wedding fund.
The cell phone bill
There are several ways you can cut back on your cell phone bill to save money. Try to avoid any unnecessary extra fees and charges, such as dialing 411 for information. Consider signing you and your future spouse up for a family plan (combining your two accounts could help save a big chunk of change). Look over your bill and see if you really use all those minutes you pay for each month. If not, consider dropping down your minutes for 1500 to 1000. Lastly, try to avoid buying ring tones for everyone on your contact list, all those charges can really add up as well.
The heating bill
Of course one of our more obvious tips for saving money is to cut back on your heating bill. Doing this will help you save money, but will also give you one more reason to snuggle closer to your future spouse to keep warm. First thing is you’ll want to block all drafts. Next, heat only parts of the house where you need heat. Other great ways to save money on heating is to invest in an electric blanket or space heater. This allows you to heat one area quickly instead of the whole house.
Your mortgage
Along with planning a wedding comes couples trying to buy a home. If you’ve already purchased a home in years past a great way to add money to the wedding budget is to refinance your house. If you’re worried about any hefty increase in interest rates, you may want to consider locking in to a fixed rate for the next six months; or until the wedding is over.
The internet bill
Another great tip to save money is to combine your internet, cable and phone bill into one. Buying these three together in one package will save you a ton of money in the long run. Or consider going the route of eliminating the land line all together. Many young couples are opting for this because they use their cell phone for all phone transactions. If you do this, there essentially is no need for a land line.
Your gas bill
It’s sometimes hard to stay on budget with household bills, let alone a wedding budget, when gas prices are constantly rising. An easy way to save money however, is to re-analyze your gas bill. First tip: don’t buy premium gas, unless it’s absolutely essential to your car. If you have a high-end car that calls for premium gas, research online to see if you can get away with using a lower octane gas. Watch your bill and keep track of how much you pay a month. Consider staying home more often until after the wedding. This little tips can save hundreds for a wedding on a budget.
Your insurance bills
There are several ways to cut costs on your insurance bills and they all start by researching the best rates possible for auto, home, life and more. If you haven’t called around for lower rates in a while start with that. If you already have the lowest rate they can offer, try doing other simple tasks to lower your insurance. For example: lower car insurance by taking a safety course or etching your VIN number into the windows.
Electric bills
An easy way to save money on your electric bill is to simply replace old filters for anything that heats or cools once a month. This is important because when things get backed up, you will lose efficiency. Places to start are the refrigerator and dryer. Or if it’s summer time, skip using the dryer all together and dry your clothing outside on a line. This will be helpful in saving money, and planning a wedding on a budget.
Your credit card bills
Because the feds cut credit card interest rates in 2008, you should call your credit card company to ask for a reduced rate. This is a great start to save money and ultimately pay off your credit card bills. But the best tip for saving money, is to stop spending money. Pack a lunch instead of buying on every day. Take tap water to the gym instead of buying a bottle of water there. There are a lot of simple and easy ways to cut costs, you just have to find them. They will help you with your bills at home, but also keep you on track with your wedding planning and wedding budget.

READ  Planning The Perfect Wedding - Tips To Make It Easy